Making payroll
The team gets paid on the day they expect to be paid. You settle up out of the sales that come in after.
Funding at thespeed of your sales.
We advance a lump sum against the revenue your business already earns, from $100 to $5,000, with one fixed cost agreed up front.
The last twelve monthsof sales are the application.Not a credit file. Not a pitch.
10,000+Businesses connected with a funder
1 dayTypical signature to funds
$5,000Maximum advance
SoftCredit inquiry to look
Three steps, no bank.
Tell us about the business
The whole thing is online. A few details about what you do and what you take in, and you are through it in about two minutes.
Read the number, not the fine print
One fixed cost, up front. No APR, nothing compounding, nothing that changes after you sign. If it works, you sign electronically.
Money lands, remittance flexes
Funds can reach your account as soon as the next business day. What you remit moves with your daily sales, so a slow week costs you less.
Where it goes.
Stocking up
Buy ahead of the season instead of draining the reserve to do it, and let the shelves earn it back.
Fixing the equipment
The oven, the chair, the van. Whatever stops the whole operation the day it stops working.
Running the campaign
Advertising has to be paid for before it works. This is the gap that covers the in-between.
Opening the second room
Deposit, build-out and the first two months of overhead, without waiting on a bank committee.
A different
kind of money.
A merchant cash advance is a purchase of a set share of your future receivables, handed to you as a lump sum today. It is a genuinely different product from bank financing, and the way it is priced follows from that.
Path2Fund is a connection provider and marketplace, not the funder. Where a third-party funder provides the financing, that funder's own revenue purchase agreement governs the deal.
Get funded- One fixed cost
- Agreed in writing before you sign, and never recalculated afterwards. There is no rate that grows while you hold the money.
- No APR, no compounding
- What you remit is a fixed, agreed amount rather than interest, so it is not expressed as an annual percentage rate.
- Remittance follows sales
- It is taken as a set share of your receivables, which means a quiet week costs you less than a busy one.
- Looking is a soft inquiry
- Reviewing your options leaves your credit score untouched. Qualification is driven by the revenue the business already makes.
The businesses a neighborhood is built on.
We help fund the ones that show up every day, out of the revenue they already earn.
Before you ask.
What do I need to qualify?
You need to be self-employed or running a small business in the United States, with a business bank account and a record of revenue coming in. Qualification is driven by the sales the business already makes rather than by your credit file alone.
Will this affect my credit score?
Reviewing your options is a soft inquiry, which leaves your score untouched. A funder may run further checks later in their own review, and they will tell you before they do.
How quickly can the money arrive?
Most applications get a decision within minutes. Once a revenue purchase agreement is signed and verification clears, funds can reach your business account as soon as the next business day.
What does Path2Fund charge me?
Nothing. We are a connection provider and marketplace, not the funder, and we never charge a fee in advance in exchange for a promise of funding.
Can I use it for personal expenses?
No. These products are available only to self-employed individuals and small businesses for commercial purposes. They are not a consumer product and are not offered for personal, family or household use.
Is it available everywhere in the US?
Availability and terms vary by state, and funding is not available in every state. The application will tell you where you stand before you commit to anything.
Backed by your revenueOne fixed costNo APRRemittance follows salesFunds as soon as next business daySoft inquiry to lookBacked by your revenueOne fixed costNo APRRemittance follows salesFunds as soon as next business daySoft inquiry to look
Two minutes now.
Funds as soon as tomorrow.
See what your revenue supports before you commit to anything.